<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>CT Home Field Guide</title><link>https://cthomefieldguide.com/</link><description>Mortgage research and educational guides</description><item><title>Connecticut Mortgage Options: A Practical 2026 Buyer Guide — CT Home Field Guide</title><link>https://cthomefieldguide.com/mortgage-options.html</link><guid isPermaLink="true">https://cthomefieldguide.com/mortgage-options.html</guid><description>Connecticut Mortgage Options: A Practical 2026 Buyer Guide Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Unsubscribe From CT Home Field Guide Mortgage Emails</title><link>https://cthomefieldguide.com/unsubscribe.html</link><guid isPermaLink="true">https://cthomefieldguide.com/unsubscribe.html</guid><description>Unsubscribe From CT Home Field Guide Mortgage Emails Review program requirements, costs and written offers before making a mortgage decision.</description></item><item><title>CHFA Time To Own Forgivable Loans ($25,000 to $50,000) and DAP in 2026 — CT Home Field Guide</title><link>https://cthomefieldguide.com/chfa-time-to-own-forgivable-dpa-hfa-preferred-2026.html</link><guid isPermaLink="true">https://cthomefieldguide.com/chfa-time-to-own-forgivable-dpa-hfa-preferred-2026.html</guid><description>CHFA Time To Own Forgivable Loans ($25,000 to $50,000) and DAP in 2026 Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Connecticut’s 70% Assessment Ratio, 5-Year Revaluations and 169-Town Mill Rate Math — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-70-percent-assessment-169-town-mill-rate-escrow.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-70-percent-assessment-169-town-mill-rate-escrow.html</guid><description>Connecticut’s 70% Assessment Ratio, 5-Year Revaluations and 169-Town Mill Rate Math Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Connecticut 2026 Loan Limits: Fairfield County High-Balance vs $832,750 Statewide — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-fairfield-high-balance-vs-statewide-limits-2026.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-fairfield-high-balance-vs-statewide-limits-2026.html</guid><description>Connecticut 2026 Loan Limits: Fairfield County High-Balance vs $832,750 Statewide Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Connecticut Real Estate Attorney Closings, Fuel Oil Adjustments and Tax Prorations — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-attorney-closing-conveyance-tax-adjustments-guide.html</link><guid 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Guide</title><link>https://cthomefieldguide.com/connecticut-va-home-loan-groton-sub-base-veteran-tax-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-va-home-loan-groton-sub-base-veteran-tax-guide.html</guid><description>Connecticut VA Home Loans: Naval Submarine Base New London and Veteran Property Tax Exemptions | CT Home Field Guide</description></item><item><title>Comparing CHFA, FHA and Conventional Mortgages in High-Mill-Rate Connecticut Towns — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-fha-conventional-chfa-comparison-high-mill-towns.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-fha-conventional-chfa-comparison-high-mill-towns.html</guid><description>Comparing CHFA, FHA and Conventional Mortgages in High-Mill-Rate Connecticut Towns Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Financing Connecticut Two-Family and Three-Decker Homes With CHFA, FHA or Conventional — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-multi-family-two-three-family-owner-occupied-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-multi-family-two-three-family-owner-occupied-guide.html</guid><description>Financing Connecticut Two-Family and Three-Decker Homes With CHFA, FHA or Conventional Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Connecticut Condo and Townhouse Underwriting: Resale Certificates and 6-Month Priority Liens — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-condo-common-interest-hoa-special-assessment-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-condo-common-interest-hoa-special-assessment-guide.html</guid><description>Connecticut Condo and Townhouse Underwriting: Resale Certificates and 6-Month Priority Liens | CT Home Field Guide</description></item><item><title>Gold Coast Connecticut Jumbo Mortgages: Bonus/RSU Underwriting and Reserve Tiers — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-jumbo-mortgage-greenwich-darien-westport-reserves.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-jumbo-mortgage-greenwich-darien-westport-reserves.html</guid><description>Gold Coast Connecticut Jumbo Mortgages: Bonus/RSU Underwriting and Reserve Tiers Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>USDA Zero-Down Rural Mortgages in Litchfield, Windham, Tolland and Middlesex Counties — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-usda-rural-home-loan-litchfield-windham-tolland.html</link><guid 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Guide</title><link>https://cthomefieldguide.com/connecticut-coastal-long-island-sound-flood-wind-escrow-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-coastal-long-island-sound-flood-wind-escrow-guide.html</guid><description>Long Island Sound Coastal Flood Zones, FEMA Risk Rating 2.0 and Connecticut Escrows Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Connecticut Septic B100a Rules, Private Well Testing, Radon and Buried Oil Tanks — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-septic-b100a-well-water-radon-oil-tank-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-septic-b100a-well-water-radon-oil-tank-guide.html</guid><description>Connecticut Septic B100a Rules, Private Well Testing, Radon and Buried Oil Tanks Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Lower Fairfield County Mortgage Hub: High-Balance Limits, Low Mill Rates and Metro-North Commuters — CT Home Field Guide</title><link>https://cthomefieldguide.com/stamford-greenwich-norwalk-darien-ct-lower-fairfield-hub.html</link><guid isPermaLink="true">https://cthomefieldguide.com/stamford-greenwich-norwalk-darien-ct-lower-fairfield-hub.html</guid><description>Lower Fairfield County Mortgage Hub: High-Balance Limits, Low Mill Rates and Metro-North Commuters | CT Home Field Guide</description></item><item><title>Fairfield, Westport, New Canaan and Wilton Mortgages: $50k Time To Own Towns vs Jumbo Tiers — CT Home Field Guide</title><link>https://cthomefieldguide.com/westport-fairfield-new-canaan-wilton-weston-ct-jumbo-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/westport-fairfield-new-canaan-wilton-weston-ct-jumbo-guide.html</guid><description>Fairfield, Westport, New Canaan and Wilton Mortgages: $50k Time To Own Towns vs Jumbo Tiers | CT Home Field Guide</description></item><item><title>Bridgeport, Trumbull, Shelton and Stratford Home Loans: Mill Rate Spreads and Multi-Family Math — CT Home Field Guide</title><link>https://cthomefieldguide.com/bridgeport-stratford-trumbull-milford-shelton-ct-coastal-hub.html</link><guid isPermaLink="true">https://cthomefieldguide.com/bridgeport-stratford-trumbull-milford-shelton-ct-coastal-hub.html</guid><description>Bridgeport, Trumbull, Shelton and Stratford Home Loans: Mill Rate Spreads and Multi-Family Math | CT Home Field Guide</description></item><item><title>Danbury, Ridgefield, Newtown and Brookfield Mortgages: Septic/Well, Lake Candlewood and Commutes — CT Home Field Guide</title><link>https://cthomefieldguide.com/danbury-ridgefield-bethel-brookfield-newtown-ct-upper-fairfield.html</link><guid 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Guide</title><link>https://cthomefieldguide.com/milford-orange-woodbridge-guilford-madison-branford-ct-shoreline.html</link><guid isPermaLink="true">https://cthomefieldguide.com/milford-orange-woodbridge-guilford-madison-branford-ct-shoreline.html</guid><description>New Haven Shoreline Mortgages: Milford, Branford, Guilford and Madison Flood and Tax Escrows | CT Home Field Guide</description></item><item><title>Wallingford, Cheshire, Meriden and North Haven: Municipal Electric Savings and Conforming Loans — CT Home Field Guide</title><link>https://cthomefieldguide.com/wallingford-meriden-cheshire-north-haven-middletown-ct-i91-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/wallingford-meriden-cheshire-north-haven-middletown-ct-i91-guide.html</guid><description>Wallingford, Cheshire, Meriden and North Haven: Municipal Electric Savings and Conforming Loans | CT Home Field Guide</description></item><item><title>Waterbury, Southbury and Naugatuck Valley Home Loans: High Mill Rates vs Lower Purchase Prices — CT Home Field Guide</title><link>https://cthomefieldguide.com/waterbury-naugatuck-southbury-cheshire-oxford-ct-naugatuck-valley.html</link><guid isPermaLink="true">https://cthomefieldguide.com/waterbury-naugatuck-southbury-cheshire-oxford-ct-naugatuck-valley.html</guid><description>Waterbury, Southbury and Naugatuck Valley Home Loans: High Mill Rates vs Lower Purchase Prices | CT Home Field Guide</description></item><item><title>Greater Hartford Mortgage Hub: West Hartford Mill Rates, Hartford Grants and CHFA Loans — CT Home Field Guide</title><link>https://cthomefieldguide.com/hartford-west-hartford-east-hartford-wethersfield-ct-capitol-hub.html</link><guid isPermaLink="true">https://cthomefieldguide.com/hartford-west-hartford-east-hartford-wethersfield-ct-capitol-hub.html</guid><description>Greater Hartford Mortgage Hub: West Hartford Mill Rates, Hartford Grants and CHFA Loans Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Glastonbury, Manchester and South Windsor Mortgages: Concrete Foundation Checks and Move-Up Math — CT Home Field Guide</title><link>https://cthomefieldguide.com/glastonbury-manchester-south-windsor-vernon-ellington-ct-east-river.html</link><guid isPermaLink="true">https://cthomefieldguide.com/glastonbury-manchester-south-windsor-vernon-ellington-ct-east-river.html</guid><description>Glastonbury, Manchester and South Windsor Mortgages: Concrete Foundation Checks and Move-Up Math | CT Home Field Guide</description></item><item><title>Farmington Valley Home Loans: Simsbury, Avon, Farmington and High-Opportunity CHFA Towns — CT Home Field Guide</title><link>https://cthomefieldguide.com/simsbury-avon-farmington-canton-granby-ct-farmington-valley-guide.html</link><guid 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— CT Home Field Guide</title><link>https://cthomefieldguide.com/windsor-bloomfield-enfield-suffield-windsor-locks-ct-north-i91.html</link><guid isPermaLink="true">https://cthomefieldguide.com/windsor-bloomfield-enfield-suffield-windsor-locks-ct-north-i91.html</guid><description>Windsor, Enfield and Suffield Home Loans: Bradley Corridor, Massachusetts Border and Taxes | CT Home Field Guide</description></item><item><title>Middlesex County and Connecticut River Valley Mortgages: Middletown to Old Saybrook — CT Home Field Guide</title><link>https://cthomefieldguide.com/middletown-cromwell-portland-old-saybrook-essex-ct-middlesex-hub.html</link><guid isPermaLink="true">https://cthomefieldguide.com/middletown-cromwell-portland-old-saybrook-essex-ct-middlesex-hub.html</guid><description>Middlesex County and Connecticut River Valley Mortgages: Middletown to Old Saybrook Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>New London, Groton and Mystic Mortgage Hub: Sub Base/Electric Boat VA Loans and Shoreline Rules — CT Home Field Guide</title><link>https://cthomefieldguide.com/groton-new-london-waterford-stonington-mystic-ledyard-ct-se-hub.html</link><guid isPermaLink="true">https://cthomefieldguide.com/groton-new-london-waterford-stonington-mystic-ledyard-ct-se-hub.html</guid><description>New London, Groton and Mystic Mortgage Hub: Sub Base/Electric Boat VA Loans and Shoreline Rules | CT Home Field Guide</description></item><item><title>East Lyme, Colchester and Norwich Home Loans: FHA, VA, CHFA and USDA Eligibility — CT Home Field Guide</title><link>https://cthomefieldguide.com/norwich-colchester-east-lyme-montville-griswold-ct-eastern-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/norwich-colchester-east-lyme-montville-griswold-ct-eastern-guide.html</guid><description>East Lyme, Colchester and Norwich Home Loans: FHA, VA, CHFA and USDA Eligibility Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Litchfield County and Northwest Hills Mortgages: New Milford, Torrington, Acreage and Second Homes — CT Home Field Guide</title><link>https://cthomefieldguide.com/torrington-new-milford-litchfield-watertown-woodbury-ct-nw-hills.html</link><guid isPermaLink="true">https://cthomefieldguide.com/torrington-new-milford-litchfield-watertown-woodbury-ct-nw-hills.html</guid><description>Litchfield County and Northwest Hills Mortgages: New Milford, Torrington, Acreage and Second Homes | CT Home Field Guide</description></item><item><title>Tolland and Windham County Home Loans: UConn Corridor, Quiet Corner USDA and Foundation Docs — CT Home Field Guide</title><link>https://cthomefieldguide.com/storrs-mansfield-tolland-coventry-stafford-willimantic-ct-ne-guide.html</link><guid 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Guide</title><link>https://cthomefieldguide.com/stamford-harbor-point-downtown-sono-norwalk-condo-loan-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/stamford-harbor-point-downtown-sono-norwalk-condo-loan-guide.html</guid><description>Stamford and South Norwalk Condo Mortgages: HOA Budgets, Common Charges and High-Balance Caps | CT Home Field Guide</description></item><item><title>Black Rock and Stratford Coastal Mortgages: Elevation Certificates, Flood Insurance and FHA — CT Home Field Guide</title><link>https://cthomefieldguide.com/black-rock-bridgeport-stratford-lordship-flood-zone-fha-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/black-rock-bridgeport-stratford-lordship-flood-zone-fha-guide.html</guid><description>Black Rock and Stratford Coastal Mortgages: Elevation Certificates, Flood Insurance and FHA | CT Home Field Guide</description></item><item><title>West Hartford Neighborhood Mortgages: July/January Tax Escrows, Appraisal Comps and Jumbo — CT Home Field Guide</title><link>https://cthomefieldguide.com/west-hartford-blue-back-bishops-corner-elmwood-buyer-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/west-hartford-blue-back-bishops-corner-elmwood-buyer-guide.html</guid><description>West Hartford Neighborhood Mortgages: July/January Tax Escrows, Appraisal Comps and Jumbo Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>East Rock, Westville and Wooster Square Mortgages: Yale Grants and Historic Multi-Family Loans — CT Home Field Guide</title><link>https://cthomefieldguide.com/new-haven-east-rock-westville-wooster-square-two-family-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/new-haven-east-rock-westville-wooster-square-two-family-guide.html</guid><description>East Rock, Westville and Wooster Square Mortgages: Yale Grants and Historic Multi-Family Loans | CT Home Field Guide</description></item><item><title>How Connecticut Fire Districts, Boroughs and Sewer Tax Districts Add to Your Town Mill Rate — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-fire-district-borough-sewer-tax-district-escrow-guide.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-fire-district-borough-sewer-tax-district-escrow-guide.html</guid><description>How Connecticut Fire Districts, Boroughs and Sewer Tax Districts Add to Your Town Mill Rate | CT Home Field Guide</description></item><item><title>How CHFA High-Opportunity Towns Unlock Up to $50,000 in Forgivable Time To Own Assistance — CT Home Field Guide</title><link>https://cthomefieldguide.com/chfa-high-opportunity-area-50000-time-to-own-town-list-strategy.html</link><guid isPermaLink="true">https://cthomefieldguide.com/chfa-high-opportunity-area-50000-time-to-own-town-list-strategy.html</guid><description>How CHFA High-Opportunity Towns Unlock Up to $50,000 in Forgivable Time To Own Assistance Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>How Connecticut’s 5-Year Municipal Property Tax Revaluations Change Your Monthly Escrow — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-5-year-town-property-tax-revaluation-phase-in-escrow.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-5-year-town-property-tax-revaluation-phase-in-escrow.html</guid><description>How Connecticut’s 5-Year Municipal Property Tax Revaluations Change Your Monthly Escrow Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>Budgeting for Full Oil/Propane Tank Reimbursements and Tax Adjustments at a Connecticut Closing — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-heating-oil-tank-preread-fuel-adjustment-closing-cost.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-heating-oil-tank-preread-fuel-adjustment-closing-cost.html</guid><description>Budgeting for Full Oil/Propane Tank Reimbursements and Tax Adjustments at a Connecticut Closing | CT Home Field Guide</description></item><item><title>Moving From NYC or Westchester to Connecticut: Zero Mortgage Recording Tax and Lower Mill Rates — CT Home Field Guide</title><link>https://cthomefieldguide.com/connecticut-nyc-westchester-relocation-metro-north-tax-comparison.html</link><guid isPermaLink="true">https://cthomefieldguide.com/connecticut-nyc-westchester-relocation-metro-north-tax-comparison.html</guid><description>Moving From NYC or Westchester to Connecticut: Zero Mortgage Recording Tax and Lower Mill Rates | CT Home Field Guide</description></item><item><title>FHA 203(k) and HomeStyle Renovation Loans for 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isPermaLink="true">https://cthomefieldguide.com/connecticut-disabled-veteran-active-duty-property-tax-exemptions.html</guid><description>Connecticut Veteran and 100% Permanent &amp; Total Disabled Property Tax Exemptions Explained Review program requirements, costs and written offers before making a mortgage decision. | CT Home Field Guide</description></item><item><title>CT Home Field Guide Mortgage Planning</title><link>https://cthomefieldguide.com/</link><guid isPermaLink="true">https://cthomefieldguide.com/</guid><description>CT Home Field Guide Mortgage Planning Review program requirements, costs and written offers before making a mortgage decision.</description></item><item><title>CT Home Field Guide Mortgage Calculators</title><link>https://cthomefieldguide.com/tools.html</link><guid isPermaLink="true">https://cthomefieldguide.com/tools.html</guid><description>CT Home Field Guide Mortgage Calculators Review program requirements, costs and written offers before making a mortgage decision.</description></item><item><title>Mortgage Payment Calculator | CT Home Field Guide</title><link>https://cthomefieldguide.com/monthly-payment-calculator.html</link><guid isPermaLink="true">https://cthomefieldguide.com/monthly-payment-calculator.html</guid><description>Mortgage Payment Calculator | CT Home Field Guide. 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